In the ever-evolving landscape of wealth management services, ensuring that our clients have easy access to their financial documents and sensitive information is paramount. That's where the Clearwater Capital Portal’s secure digital vault comes into play. Integrated into your client portal, this digital vault offers clients a streamlined way to manage and safeguard your important documents. Here's how clients can utilize it and why they should seriously consider doing so.

On Saturday, June 3rd President Biden signed the debt ceiling bill, avoiding a potential waterfall of economic headlines. His signing comes just 2 days before the date the Treasury said the government would run out of money. Without the agreement, federal obligations including Social Security, Medicare, and military paychecks would have gone unsent.

Last month I spent a week on the UPenn Wharton Campus, the conclusion of my 2nd year of the Securities Industry Institute (SII) program. The class syllabus ran the full spectrum focusing on critical topics such as market dynamics, risk management, regulatory changes, leadership development, and strategic decision-making. More interestingly, however, is that while hitting each of these key areas, the program also affords its professors flexibility on how to accomplish each noted area of study. One theme that stuck out throughout the various topics was the rate at which artificial intelligence (AI) was brought up. Whether it was Chat GPT, AI or AI ethics, the subject arose in every single class.

President Biden’s proposed Student Debt Forgiveness plan has garnered much attention since it was announced on August 24th, 2022. The proposed plan has not been without controversy, and has left many borrowers wondering what it would actually mean for them. Who does it apply to? How does it work? This article will not cover the various viewpoints of the supporters or proponents, nor my opinion of its efficacy, but rather will provide a general overview of how it would actually work if enacted.

With 2 days left in the first month of 2021, it seems there is no plan in sight to slow down the insane headline trend from 2020. So far this year has brought us a run on the capital, another attempt at impeachment, an inauguration, and that brings us to this week. In what some have coined “The Reddit Revolt” we have witnessed a never before seen intersection of social media and the financial markets. Seemingly every time you open your phone to look at Twitter, Instagram, even Tik Tok at this point, you cannot avoid headlines about Gamestop, AMC, and a few other individual stock names. Millions watched their screens as we saw these positions absolutely soar to levels that had even the most astute financial professionals scratching their heads. Given the inquiries we have already fielded regarding these happenings this article will seek to lay out what happened, how it happened, and what lessons it may have produced.

In order to combat the many economic implications of the coronavirus pandemic, a monumental emergency funding bill has been passed. The Coronavirus Aid, Relief, and Economic Security Act (CARES Act) aims to provide relief to American citizens and businesses through a variety of financial measures. One particular focus of the bill is on how Americans can use their retirement accounts during a potential time of need. This post will focus on 3 measures related to IRA accounts; Required Minimum Distributions, early distributions, and special tax treatment of distributions.

The coronavirus outbreak has taken the world by storm. None of us can escape the24/7 news cycle that has thrown the virus to the top of minds for every American. Global equity markets have plunged, cities are shutdown, and some are in full-on panic mode. This is the most difficult period most of us have ever seen for our society. In a moment of overwhelming pessimism, I want to offer a brief reprieve from the many things that worry us.